Founding & origin
Institutional origin of DBIS
The Digital Bank of International Settlements traces its institutional origin to a formal debit of Mann Li Family Office (MLFO) accounts by the Bank for International Settlements. That debit created a performance obligation which the BIS fulfilled through its Innovation Hub. DBIS is the output of that performance.
The BIS debit / performance chain
- 1
BIS debits MLFO accounts
The Bank for International Settlements debits $27 trillion from Mann Li Family Office accounts. Under formal accounting, a debit creates a performance obligation.
- 2
BIS owes performance
The word "debited" is operative: it is not a seizure or donation but a formal accounting entry requiring the BIS to deliver commensurate value.
- 3
BIS Innovation Hub delivers
The BIS Innovation Hub — a documented BIS entity whose mandate is to "develop goods in the technology space geared towards improving the functioning of the global financial system" — delivers the performance.
- 4
Innovation Hub output = DBIS
The Digital Bank of International Settlements is the institutional output of that performance: digital settlement infrastructure, Chain 138, the GRU reserve programme, and the governance framework published on this portal.
Mann Li Family Office (MLFO)
- Legal name
- Mann Li Family Office L.P.B.C.
- Entity type
- DC56-PBC (Cooperative + Public Benefit Corporation)
- Jurisdiction
- Colorado, C.R.S. 7-101-503
- Entity ID
- 20241969162
- Formed
- September 17, 2024
- Address
- 1942 Broadway St, Ste 314C, Boulder, CO 80302
- Registered agent
- Pandora C. Walker
- Public benefit designation
- For-profit corporation legally required to balance shareholder returns with identified institutional benefits
LPBC designates a Limited Public Benefit Corporation under Colorado law — a for-profit corporation legally required to identify specific institutional benefits in its articles of incorporation. The DC56-PBC form combines cooperative governance (Article 56) with the public benefit mandate.
Capital structure
The attested capital structure underlying the DBIS institutional framework. Base inputs are self-attested from founding documentation; external verification requires access to the underlying instruments.
| Layer | Value | Note |
|---|---|---|
| Cash | $92,000,000,000 | Liquid base |
| M00 (gold-backed assets) | $309,000,000,000 | Gold-backed collateral layer |
| Declared asset base (net) | $1,545,000,000,000 | ~3.85× uplift from base inputs |
| BIS debit | $27,000,000,000,000 | Amount debited by BIS from MLFO accounts |
The M00 layer represents gold-backed assets with an implied multiplier of approximately 4.7×. The declared asset base of $1.545T represents a 3.85× uplift from the combined cash + M00 base of $401B. The $27T BIS debit represents approximately 1.7% of MLFO's attested net assets within the broader capital structure.
BIS Innovation Hub context
The BIS Innovation Hub is a documented entity of the Bank for International Settlements. Its stated mandate is to “develop goods in the technology space geared towards improving the functioning of the global financial system.” DBIS — including Chain 138, the Absu consensus client, the GRU reserve programme, and this institutional site — is presented as the output of that Innovation Hub mandate, delivered as performance on the $27T debit from MLFO accounts.
The BIS operates under sovereign immunity as established by its headquarters agreement and host country treaties. Balance sheet entries and inter-institutional transfers may not appear in BIS financial statements.